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Not As Advertised- Home Warranties

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If you are like most people, then buying a home is something you have dreamed about for a large portion of your adult life. Choosing the right home will require a lot of time and work, but it will be more than worth the effort invested. When trying to get the right home chosen, you will need to inquire about any home warranties that exist. Just like every other part of the home buying process, warranties can be a bit confusing. Below are some of the things you will need to remember when trying to make heads or tails of the warranty on the home you have purchased.

Home Warranties Have an Expiration Date

The main thing you will need to remember about home warranties is that they have an expiration date. Generally, a home warranty will last from one to five years and will usually be renewable for a fee. In order to avoid missing your renew date, you will need to keep up with the expiration date on your own. Usually, the company who is providing the warranty will not put much effort into notifying you about an impending expiration or service.

There Are Varying Levels Of Coverage

When trying to make sense of your home warranty, you will need to be aware that there are varying degrees of coverage. Not every home warranty is created equal and there are other service plans out there that may be better. Read the fine print before signing off and understand what makes a home warranty or service plan appealing to you. You may not need a home warranty if your home and equipment is updated. In this case, having a service plan offers the same benefits and discount and keeps your equipment up on warranty requirements.

The Cost of a Home Warranty

The next thing you will need to think about when considering a home warranty is the cost. There are a number of different costs associated with these warranties. Before getting a certain home warranty, you will need to ensure it is within your budget. You will usually pay anywhere from $250 to $600 per year for a home warranty. Bob Hamilton’s service plan is $120 per year and provides 3 service checks, a discount, plumbing treatment and wavier of emergency fees. It also ensures that your equipment’s warranties are honored and kept up. Home warranties usually charge a service fee on top of their yearly fee when you do need them to come out.

There is a Deductible

Another factor you will need to weigh in when trying to select the right home warranty is the cost of the deductible. Each home warranty will require you to pay a deductible before you are able to make a claim. If choosing a home warranty, you will have to figure out what your deductible is. The last thing you want to do is to choose a plan that has a deductible that is unreasonable. Working with the right professionals is the only way to choose the right home warranty. After calculating the price of the warranty and the deductibles, it may be more reasonable to select a service plan and take advantage of the discounts.

When repair issues with your plumbing or HVAC system arise, you will need to give the team at Bob Hamilton a call. We will have no problem getting to the bottom of the issues you are experiencing.

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